FINANCING – Barcelona Capital

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FINANCING

We offer several financing programs.

Under our home ownership program, we offer financing at reduced rates for the down payment required when buying a property. By the end of the support period stipulated by the program, this financing allows many families to become homeowners and start earning equity.

Our program is also offered in the province of Alberta’s two largest cities, Calgary and Edmonton.

Today, Barcelona Capital Inc. is known as a leading down payment financing company. Every year—thanks to our unique program—we provide access to home ownership to more families than all other lending companies combined. The guidance portion of the program allows young families to feel confident throughout the home-buying process.

We are constantly innovating and reviewing our methods as well as our programs so that we can continue being a leader in our sector. For example, the home ownership program is constantly being adapted to meet CMHC requirements.

We are constantly innovating and reviewing our methods in order to continue to be the leader in our industry. For example, our homeownership program is continually adapting to changes and requirements from CMHC and Genworth.

Our promise:

  • No credit checks
  • No employment checks
  • Fast, guaranteed service

Eligibility is easy: 3 little acceptance conditions:

★ Obtain a first mortgage through an accredited mortgage broker.*
★ Complete your transaction through an accredited real estate broker.*
★ Formalize the sale with one of the notaries.*
* accredited by Barcelona Capital Inc.

 

Conditions for receiving the 1.99% rate

– You must LIKE Barcelona Capital Inc.’s Facebook page
– You must buy a building in a “preferred” sector within the territory covered by the program.


FINANCEMENT DES MISES DE FONDS DEPUIS PLUS DE 15 ANS

« Plus de 6 000 familles sont aujourd'hui propriétaire grâce au programme unique et primé de Barcelona Capital, un programme offert depuis plus de 15 ans. »

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SAGEN (GENWORTH), LE PLUS PUISSANT ASSUREUR PRIVÉ AU CANADA, PERMET LE FINANCEMENT DE LA MISE DE FONDS

« Le programme de mise de fonds empruntée permet aux emprunteurs qui ne peuvent pas épargner la mise de fonds requise de commencer à créer de la valeur nette dès maintenant. »

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ACHAT D’UNE PROPRIÉTÉ: COMMENT FINANCER SA MISE DE FONDS (Magazine Protégez-Vous, Mai 2019)

« Certaines entreprises proposent de financer votre mise de fonds. C'est le cas, par exemple, de la société québécoise Barcelona Capital, qui offre un programme d'accès à la propriété comprenant le financement de la mise de fonds à hauteur de 5 % de la valeur de la maison qui vous intéresse. Basé sur un terme annuel, ce financement est calculé avec un amortissement de 10 ou 15 ans, le tout à un taux d'intérêt de seulement 1,99 % la première année.»

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